Do I Have to Speak to an Insurance Adjuster About My Car Accident or Wreck?

 

Contact your auto insurance carrier and report the accident as soon as possible. Make sure you have as much detail about the accident, as the claims adjuster will ask you questions in order to start the “claims process.” Write down who you spoke with; time/date of conversation; claim number they give you; and any other information they provide.

You may wish to call the other auto carrier to verify that a claim has been set up; if a claim has not been started by the other driver, provide this auto carrier with only the basic information (date/location of accident; name of their insured driver/owner; police agency (if any) that responded; types of vehicles involved).

  • DO NOT give any recorded statement.
  • DO NOT tell them you have no injuries if you are hurting OR if you are not sure of your medical condition.
  • IF you received emergency treatment but have not had a chance to get follow up treatment, tell them you will get back with them about your injuries and medical treatment.

REMEMBER, YOU HAVE AN OBLIGATION TO PROVIDE YOUR AUTO INSURANCE COMPANY WITH COMPLETE COOPERATION AND HONESTY. IF YOU WANT YOUR CARRIER TO COVER YOU UNDER THE TERMS OF YOUR INSURANCE CONTRACT, YOU MUST HELP THEM UNDER THOSE SAME TERMS.

IF YOU ARE TAKING ANY MEDICATIONS WHEN YOU SPEAK TO THE ADJUSTER, LET THEM KNOW AS YOUR CONVERSATION MAY BE RECORDED.

YOU DO NOT HAVE ANY OBLIGATION TO SPEAK TO THE OTHER DRIVER’S INSURANCE COMPANY. IN FACT, I RECOMMEND NOT SPEAKING TO THE ADJUSTER FOR ANY OTHER CARRIER (OTHER THAN YOUR OWN) UNTIL YOU HAVE HAD A CHANCE TO SPEAK WITH A LAWYER ABOUT YOUR RIGHTS.

The Right Experience on Your Side

I have practiced law in Florida for 20 years, and I’ve worked for the “other side.” As a former insurance defense attorney, I know the tactics insurance companies use to counter claims and blame the victim. When you contact Lopez & Rossi, we investigate immediately to document the unsafe conditions and interview witnesses to prove the slip and fall accident was caused by someone else’s negligence.

Contact a skilled trial lawyer who’s prepared to take on the insurance companies. You can reach me 24 hours at (813) 253-3351 for a free consultation, including evening and weekend appointments, and home or hospital visits. Se Habla Español.